Garrett Myers is a Mortgage Broker at Elev8 Mortgage LLC in Bend, Oregon, NMLS #2041420. Six years originating loans in Central Oregon, rated 5.0 across 94 Google reviews, and top 5% of loan originators nationally. As an individual loan officer with a broker's access to multiple wholesale lenders, he matches each file to the lender whose guidelines fit it.
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I'm a broker, not a retail lender, so I shop your file across multiple wholesale lenders instead of selling one company's products. That matters most when your file doesn't fit a simple box.
Low down payment options, down payment assistance, and what it really takes to buy at Central Oregon prices.
When write-offs make your tax returns look smaller than your business really is, bank statement and P&L programs can qualify more of your actual income.
Buying before you sell, qualifying with rental income, and second homes around Sunriver and Sisters.
Central Oregon is the home market: Bend, Redmond, Sisters, Prineville, Sunriver, La Pine, Madras and Terrebonne. I'm licensed in Oregon, Washington and Colorado.
A note on rates. You won't find daily rate quotes here. A rate without your credit, down payment and property type doesn't mean anything. Call or text me and I'll quote your actual scenario.
I cannot say enough wonderful things about my experience working with Garrett. Purchasing this home was a very personal and sometimes challenging process for me, as my mom, who has Parkinson's, was purchasing the home with me. There were moments when the process could have easily felt overwhelming, but Garrett was patient, understanding, and incredibly supportive from beginning to end. One of the things I appreciated most was how easy he made everything for us. All of our documents and transactions were handled electronically, which made such a difference for my mom and me. Garrett explained everything clearly, was always available when I had questions, and kept us informed throughout the entire process. We never felt pressured or rushed. Beyond being knowledgeable and professional, he was genuinely kind about our situation. That personal attention meant a lot to me and made an otherwise difficult process so much easier. I am incredibly grateful to Garrett and his team for helping us through such an important milestone. I would recommend him without hesitation to anyone looking for a loan agent who is not only excellent at what he does, but truly cares about the people he is helping. Thank you, Garrett, for everything you did for my mom and me!
— Kelley S., Google review, September 2026Garrett & team were absolutely fantastic to work with for all my mortgage needs. He went above and beyond to crunch all the numbers for various scenarios one encounters in the vast landscape of real estate lending. They were there to answer any questions I had, were highly organized and quick on the draw with anything we encountered along the way. I could not have pulled off a very short escrow period without the "dream team" I had in place. Garrett and Janice were among the first-string players. I strongly recommend the good people at ELEV8 Mortgage!
— Mackenzie S., Google review, April 2026Read more reviews or see all 94 on my Google profile.
No credit pull to talk. Call or text and I'll tell you straight whether the deal works, and if it doesn't yet, what it would take.
